The Best investment apps in the UK will allow you to invest in a range of assets, from shares and ETFs to options trading. The best apps will be easy to use and have competitive fees. You’ll also want to make sure that the app is regulated and has strong security measures. Of course, investing in any asset comes with risk – your investments can go down as well as up – so it’s important to choose the right app for you.

Best Investment Apps in the UK: Top Picks for 2025

Some investment apps are aimed at beginners, while others offer more advanced tools and resources. Some offer ready-made portfolios, while others give you the flexibility to build your own. For example, Moneybox offers a simple way to start investing with a range of tracker funds, exchange traded commodities (ETCs) and US stocks. You can also buy and sell UK shares and save into a general investment account (GIA), ISA or self-invested personal pension (SIPP).

The best investment app for you will depend on what type of investor you are. For instance, AJ Bell is great for frequent traders looking for a user-friendly platform and competitive pricing structures. It offers a variety of tax wrappers too, including ISAs and SIPPs. However, it doesn’t offer as many investment options as Hargreaves Lansdown, which is worth considering if you prioritise a comprehensive range of assets and premium service. Other options that may suit you include Trading 212, XTB and eToro. These are all authorised and regulated by the Financial Conduct Authority (FCA) and offer a range of investment accounts, including GIAs, ISAs and SIPPs.

Developing innovative technologies, production processes and software is expensive. The WBSO voor R&D makes it possible to lower these costs. The subsidy is based on a deduction from payroll taxes and covers R&D activities related to product development, process development (production techniques), software development and technical scientific research. In general, only Dutch companies are eligible. You can find more information on the official conditions of the WBSO on the website of the Netherlands Enterprise Agency (Rijksdienst voor Ondernemend Nederland, RVO).

How to Optimize Your WBSO Application for Maximum Benefits

The WBSO is available for BVs and NVs and also for zzzp’ers and start-ups. You can choose from 2 methods in order to claim the WBSO: a fixed amount per project or an amount based on actual costs and expenses. In the latter case, you have to keep accurate administration on the hours incurred. This requires the use of a WBSO software specialist.

After you’ve submitted your application, it will be assessed by the RVO. In some cases, the RVO will contact you or your intermediary in order to ask questions. In the meantime, you should keep detailed records on the R&D activities in progress. These must include the nature, content and progress of your projects. In addition, you must be able to explain how you reached your results. The RVO may announce a control visit, during which the entire administration of your projects will be inspected. This is possible for current and closed projects, up to 7 years old.…

The wbso subsidie is a Dutch tax incentive that helps companies with the renewal and stimulation of technical innovation. It provides benefits in the form of reduced wage taxes and costs of R&D projects. This subsidy is available for all companies that pay payroll taxes and for independent entrepreneurs. It can be used for product development, production process development and software/program development. The financial uplift it offers varies and depends on several factors like the company’s size, project scale and allocated hours/costs of R&D.

Who Qualifies for the WBSO Subsidy? Eligibility Explained

The key to successfully leverage the WBSO subsidy is well-informed administrative management of time registration, project descriptions and costs. We advise you to work closely with an expert that understands these complexities. This will help you to avoid any mistakes and ensure that your administration complies with the RVO rules in case of an inspection.

It is important to keep meticulous records of the R&D activities that are carried out by your employees, and the associated costs and expenses. These are required for the WBSO application and must be able to prove that the activities actually took place. This is why we recommend to use a tool that supports this, such as TimeChimp.

In order to achieve maximum benefits from the WBSO Subsidy, it is advisable to combine this with other, larger grants such as the Innovation Box or the MIT Feasibility grant. This enables you to kill two birds with one stone, so to speak: first reduce your R&D costs through the WBSO and then benefit from a lower tax burden on the resulting profits through the Innovation Box.

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